As Henry Ford said, "the money saved - money earned" and about how to save money and we will
discuss in this article.
A few simple tips on how to save money
Save money today is extremely important means of preserving the family budget.
To start saving, you need to calculate the daily expenses, pre-recorded them in a notebook. It is to learn to keep a daily account of the purchase. Then much easier to calculate the categories of products that can be eliminated from a ration.
Most of the income is spent on modern human food. The quality of food depends on the physiological and emotional state of his. It is important to remember that the store in any case impossible to go hungry. Aromomarketing doing its job, forcing to buy unnecessary items. It is necessary to make a list in advance of the desired products, not to make spontaneous purchases. It is an important step that will help properly allocate budget money, is drawing up the menu. This would be useful not only for the purse, but also for the stomach.
It is important to remember that the top retail products are usually more expensive than in the "peripheral". You can keep track of all sorts of stock and sales, which are often held in major retail chains. After a brief investigation, you may notice that the price of the same goods, even in the neighboring stores may vary within 20% of its value. To avoid wasting money, you can not buy in bulk perishable food.
In second place in terms of the cost of money (in women) is cosmetic. There is also a lot of ways to save. Please be aware that often the buyer is overpaying for the brand mark. You can pay attention to the lesser-known counterparts, which are often just as good. Expensive cosmetics produced, as is known, from natural ingredients. The similarity of such funds can be recreated at home. Thus, a scrub may be used as a mixture of the salt with olive oil (or coffee cake). An excellent mask for the face will compound of sour cream, oatmeal and eggs. On the Internet you can find a bunch of these recipes. Various creams are not particularly different in their composition. The main criterion when choosing a cream - a minimum number of ingredients contained in it (the smaller the components, the cream is cheaper and more natural). Again, many cosmetic procedures can be done at home or try to find a budget beauty salon.
An important item of expenditure of money each person is transport. If the crisis is "pressed", the machine can be comfortable with change on public transport. If the "iron horse" is an integral part of everyday life, it is necessary to carry out its regular maintenance, paying special attention to the fuel system in order to force dirt filters and nozzles, he did not consume more fuel. This is one way to save petrol and, therefore, save your money.
Do not spend money on fast food, cigarettes and alcohol. These articles consumption greatly help in saving money the family budget. Do not get involved with credit cards. "Live" money makes more sober assessment of purchase. It should also be more efficient to treat their income is constantly trying to find a way to raise them.
How to save money on repair
To make small repairs around the house much more profitable to buy their tools and learn how to repair itself than each time to hire a wizard.
Building tools more profitable to buy from trusted manufacturers (famous brand)
Save on repair apartments will pre-compiled estimates
How to save money on travel
- During a hike in the Duty Free has the opportunity to buy higher quality products at a very low price
- When planning a trip make sure the latest offerings and tours.
- Buy tickets cheaper than a month before departure. It is possible to save 10-15% of the money
- Self-organization of travel and will help to save money
- The food can often be bought in supermarkets, specialized tourist and do without a visit cafes and restaurants
- Plan your vacation so that it does not come at the height of tourist season. So you will save up to 30% of the money.
- The famous resort town, as a rule, are more expensive, but life in the neighboring cities is almost the same, but on the monetary value is very economical
- Choose to relax visa-free countries
- When traveling to the resorts vozmet with inflatable mattress and glasses, because the resort they are much more expensive
- Rasplanirute cash budget for the train and determine how much money you are willing to spend on those or other needs
- On the tour you can join a group of tourists and a tour to listen to for free
Saving money on entertainment
- Going to the movies is more profitable for the morning sessions
- Buying concert tickets you can save money by ordering them online
- While vacationing with friends, discuss what each will pay for itself
- Save on the campaign can be a movie, download movies from the Internet
- When visiting the restaurant, take advantage of the offer of the day
- Tickets to the theater or a concert are by 50-70% during the beginning of the presentation
- If the front of a lot of output, highlight them and break a certain amount by the number of days
Saving money on buying clothes
- Wear clothes gently, avoid it zanashivat
- Perform Maintenance on the manufacturer's recommendations
- Do not try to buy the expensive brands. It is more important to be stylish, not fashionable
- Buy moth proofing, so it does not spoil your clothes
- Sometimes you can find quality things at second-hand, especially during periods of sales taking place there peridicheski
- Old things can alter and, accordingly, change their style
Facilities and Services
- Turn off your unused paid services. For example, I disconnected a cable TV and prosmatirivayu what I need on the Internet
- If you need assistance of a qualified professional, think about whether there is it among your friends
Saving money on car
- Buy a car on Monday - so great a chance to get a good discount (sellers are more willing to do it)
- When buying a car in the cabin to make sure to ask for a discount
- Learn how to change the oil and spark their own or use the shares for free replacement
- Wash your car as much as possible on their own
- Insurance issued at a special offer via the Internet
- Unload the trunk and the car itself - so you're good to save on gasoline
- Maintain optimum tire pressure
- Search for cheap gas station near his home
- Get a discount card to the most frequently visited parking
- Make insurance in the same company - so you can get a discount of 5-10%